About the Candidate
Abdelali LHAKKAOUI
OTTAWA, ON
343 542 6172
abdelali.lhakkaoui@gmail.com
www.linkedin.com/in/abdelali-lhakkaoui
SUMMARY OF SKILLS AND ABILITIES
§ Bilingual with excellent command of customer relationship management with 10 years of experience in banking customer service and 3 years in a call center;
§ Proficiency in information and communication technology;
§ Efficiently resolved client complaints by quickly identifying issues, providing tailored solutions, and ensuring thorough follow-up;
§ Enhanced client satisfaction by offering personalized solutions and addressing concerns in a professional and empathetic manner;
§ Ranked as the best sales consultant in 2017 in the Rabat Kenitra region;
§ Strong interpersonal and teamwork skills to contribute to a positive and professional positive and professional work environment ;
§ Strong understanding of banking products and services, including credit cards, mortgages, investments, and insurance products;
§ Expertise in managing personal and commercial bank accounts, including account opening, loans, and lines of credits;
§ Strong knowledge of computer applications: Word, Excel, Power Point, SPHINX, TARS, SPSS
PROFESSIONAL EXPERIENCES
POPULAR BANK | Rabat-Morocco 2017-2024
SALES ADVISOR
§ Promoted and sold loan services to clients, ensuring alignment with their financial needs. Consistently met or surpassed credit performance targets and objectives;
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§ Obtained relevant information and assessed applicants’ financial situations, including their credit history, debt-to-income ratio, and evaluation reports, in order to make recommendations for loan approval;
§ Analyzed risks and approved or rejected loan applications in collaboration with the branch manager according to delegated authority;
§ Ensured that all necessary information and documents were submitted to the loan underwriting department and correctly recorded as electronic files.
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POPULAR BANK | Rabat-Morocco 2015-2017
PRODUCT MANAGER
§ Ensured, prospected, and opened accounts for new customer relationships in both individual and business markets;
§ Proposed and informed clients about product offerings, and ensured the sale and pre-sale of banking and insurance products, including monetary products, for retail clients;
§ Ensured compliance with applicable regulatory standards for activities and operations, particularly in financial security (KYC, AML-CFT), and managed risks of regulatory non-compliance by reporting any suspicions requiring declaration to the relevant authorities;
§ Processed succession cases efficiently, identified capital reuse opportunities, and contributed to the maintenance and development of commercial relationships;
§ Assumed interim responsibility for the branch manager position in their absence, achieving a significant increase in revenue.
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POPULAR BANK | Rabat-Morocco 2013-2015
COMMERCIAL AGENT
§ Guaranteed the quality of customer reception at the agency and contributed to the continuous improvement of the Customer Experience;
§ Ensured the proper functioning of all automats available to the agency’s customers and the computer tools;
§ Guaranteed the reliable and diligent processing of banking operations (withdrawals, deposits, foreign exchange, account movements, etc.);
§ Ensured a good understanding of requests and a fast orientation towards the appropriate internal interlocutor;
§ Controlled the risks associated with banking operations by performing initial checks and controls;
§ Fostered customer loyalty by proposing complementary offers and promotions.
HP CDG IT SERVICES OF MOROCCO | Salé-Morocco 2010-2013
CUSTOMER SERVICE REPRESENTATIVE
§ Processed reservation requests for the Accor group via phone, email, and online platforms, confirmed reservations, and entered information into the reservation system;
§ Provided detailed information on availability, rates, and services, efficiently resolved reservation and special request issues, while maintaining clear and professional communication with clients;
§ Collaborated with hotels to check availability and resolve issues, managed reservation cancellations and modifications, and updated client information in the system;
§ Generated reports on reservations, cancellations, and trends, monitored key performance indicators, and improved reservation processes and team performance.Bottom of Form
EDUCATION
SPECIALIZED MASTER IN MANAGEMENT AND INFORMATION SYSTEM CONSULTING 2012-2014
High School Of Technology Sale, MOROCCO
Evaluated by WES, equivalent to a MASTER’S DEGREE
PROFESSIONAL DEGREE IN COMPUTER MANAGEMENT 2009-2010
Faculty of Legal, Economic and Social Sciences Mohammedia MOROCCO
UNIVERSITY DIPLOMA OF TECHNOLOGY MARKETING TECHNIQUES AND COMMUNICATION 2007-2009
High School Of Technology Sale MOROCCO
BACCALAUREATE ACCOUNTING MANAGEMENT TECHNIQUES 2006-2007
Mohammed V High School Goulmima MOROCCO
Evaluated by WES, equivalent to SECONDARY SCHOOL DIPLOMA
VOLUNTEERING
When an earthquake struck the El Haouz region in Morocco in September 2023, I voluntarily participated in
several activities, namely:
§ Participating in donation drives (collecting clothes, food, medicine, and hygiene products);
§ Sorting the collected donations;
§ Assisting in collecting and packaging bags to be transported to the affected areas;
§ Providing assistance to the teams on the ground.
Experience
Promoted and sold loan services to clients, ensuring alignment with their financial needs. Consistently met or surpassed credit performance targets and objectives;
Obtained relevant information and assessed applicants’ financial situations, including their credit history, debt-to-income ratio, and evaluation reports, in order to make recommendations for loan approval;
Analyzed risks and approved or rejected loan applications in collaboration with the branch manager according to delegated authority;
Ensured that all necessary information and documents were submitted to the loan underwriting department and correctly recorded as electronic files.
Ensured, prospected, and opened accounts for new customer relationships in both individual and business markets;
Proposed and informed clients about product offerings, and ensured the sale and pre-sale of banking and insurance products, including monetary products, for retail clients;
Ensured compliance with applicable regulatory standards for activities and operations, particularly in financial security (KYC, AML-CFT), and managed risks of regulatory non-compliance by reporting any suspicions requiring declaration to the relevant authorities;
Processed succession cases efficiently, identified capital reuse opportunities, and contributed to the maintenance and development of commercial relationships;
Assumed interim responsibility for the branch manager position in their absence, achieving a significant increase in revenue.
Guaranteed the quality of customer reception at the agency and contributed to the continuous improvement of the Customer Experience;
Ensured the proper functioning of all automats available to the agency’s customers and the computer tools;
Guaranteed the reliable and diligent processing of banking operations (withdrawals, deposits, foreign exchange, account movements, etc.);
Ensured a good understanding of requests and a fast orientation towards the appropriate internal interlocutor;
Controlled the risks associated with banking operations by performing initial checks and controls;
Fostered customer loyalty by proposing complementary offers and promotions
Processed reservation requests for the Accor group via phone, email, and online platforms, confirmed reservations, and entered information into the reservation system;
Provided detailed information on availability, rates, and services, efficiently resolved reservation and special request issues, while maintaining clear and professional communication with clients;
Collaborated with hotels to check availability and resolve issues, managed reservation cancellations and modifications, and updated client information in the system;
Generated reports on reservations, cancellations, and trends, monitored key performance indicators, and improved reservation processes and team performance.
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