About the Candidate
SUMMARY OF QUALIFICATIONS
· Overall 6 years of experience in risk analysis, finance, business analysis and banking
· Graduate in Business Administration with a major in Finance, in addition to certifications in Personal Finance and Project Management
· Strong will to experience new challenges and provide a positive impact around me
· Finance and customer service enthusiast
· Strong adaptation skill and eager to make new connections
Languages: French, English, Arabic
Computer skills: Microsoft Office (Word, Excel, PowerPoint)
WORK EXPERIENCE
Commercial Banker____________________________________________________________________2019-2022
Crédit du Maroc, Casablanca, Morocco
– Provided efficient and immediate customer service to our clients and then performed a thorough follow up of the raised issue or need in order to exceed their needs
– Actively listened and engaged in relevant topics in order to better attend our clients’ needs
– Provided proactive guidance and solutions to our clients by reaching out to them
– Maintained a continuous relationship with our clients by frequently setting up meetings
– Prepared meetings with our clients beforehand for an effective meeting, organisation and timely wise
– Briefed our clients of important events, services, and potential surveys they might receive
– Developed sales aspect: marketing of bank’s products, services and credit lines to former clients and potential prospects
– Tailored our services and credit limits to our clients’ specific needs through derogatory requests
– Collected detailed information of our clients via KYC (know you client) procedures and best practices
– Collected and controlled our clients’ legal documents
– Set up contracts for credit and operating lines
Credit Analyst __________________________________________________________________________2017-2019
Euler Hermes Acmar Services, Casablanca, Morocco
– Collected and analyzed economic, financial and legal data of a portfolio of companies
– Studied solvency, morality and quality of our client’s prospect with regards to payment history and credit utilization
– Analyzed companies’ financial statements to retrieve and calculate key indicators (revenues, profits, debt, liquidity)
– Identified, measured and analyzed the prospects’ default risk
– Attributed a credit score with regards of default risk
– Set up meetings for a thorough outlook of the prospect’s operations and finance practices, along with forecasts and historical major events
– Followed up with reviews performed annually and semi-annually to update the companies’ score
– Performed sectorial analysis within Maghreb region quarterly
Business Analyst and Finance Officer______________________________________________________2016-2017
Kindy Info Maroc, Casablanca, Morocco
– Managed a worldwide portfolio of clients
– Developed business opportunities
– Analyzed business strategies according to targeted locations’ needs and expectations
– Validated contracts and audited performances
– Maintained a direct relationship with suppliers and clients
– Validated forecasts while monitoring real time activity
EDUCATION
Bachelor in Business Administration with concentrations in Finance & Logistics 2015
Al Akhawayn University, Ifrane Morocco
Education
Experience
– Provided efficient and immediate customer service to our clients and then performed a thorough follow up of the raised issue or need in order to exceed their needs
– Actively listened and engaged in relevant topics in order to better attend our clients’ needs
– Provided proactive guidance and solutions to our clients by reaching out to them
– Maintained a continuous relationship with our clients by frequently setting up meetings
– Prepared meetings with our clients beforehand for an effective meeting, organisation and timely wise
– Briefed our clients of important events, services, and potential surveys they might receive
– Developed sales aspect: marketing of bank’s products, services and credit lines to former clients and potential prospects
– Tailored our services and credit limits to our clients’ specific needs through derogatory requests
– Collected detailed information of our clients via KYC (know you client) procedures and best practices
– Collected and controlled our clients’ legal documents
– Set up contracts for credit and operating lines
– Collected and analyzed economic, financial and legal data of a portfolio of companies
– Studied solvency, morality and quality of our client’s prospect with regards to payment history and credit utilization
– Analyzed companies’ financial statements to retrieve and calculate key indicators (revenues, profits, debt, liquidity)
– Identified, measured and analyzed the prospects’ default risk
– Attributed a credit score with regards of default risk
– Set up meetings for a thorough outlook of the prospect’s operations and finance practices, along with forecasts and historical major events
– Followed up with reviews performed annually and semi-annually to update the companies’ score
– Performed sectorial analysis within Maghreb region quarterly
– Managed a worldwide portfolio of clients
– Developed business opportunities
– Analyzed business strategies according to targeted locations’ needs and expectations
– Validated contracts and audited performances
– Maintained a direct relationship with suppliers and clients
– Validated forecasts while monitoring real time activity
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