Myriem Aissaoui

About the Candidate

SUMMARY OF QUALIFICATIONS
·      Overall 6 years of experience in risk analysis, finance, business analysis and banking

·      Graduate in Business Administration with a major in Finance, in addition to certifications in Personal Finance and Project Management

·      Strong will to experience new challenges and provide a positive impact around me

·      Finance and customer service enthusiast

·      Strong adaptation skill and eager to make new connections

Languages: French, English, Arabic

Computer skills: Microsoft Office (Word, Excel, PowerPoint)

WORK EXPERIENCE
Commercial Banker____________________________________________________________________2019-2022

Crédit du Maroc, Casablanca, Morocco

–   Provided efficient and immediate customer service to our clients and then performed a thorough follow up of the raised issue or need in order to exceed their needs

–   Actively listened and engaged in relevant topics in order to better attend our clients’ needs

–   Provided proactive guidance and solutions to our clients by reaching out to them

–   Maintained a continuous relationship with our clients by frequently setting up meetings

–   Prepared meetings with our clients beforehand for an effective meeting, organisation and timely wise

–   Briefed our clients of important events, services, and potential surveys they might receive

–   Developed sales aspect: marketing of bank’s products, services and credit lines to former clients and potential prospects

–   Tailored our services and credit limits to our clients’ specific needs through derogatory requests

–   Collected detailed information of our clients via KYC (know you client) procedures and best practices

–   Collected and controlled our clients’ legal documents

–   Set up contracts for credit and operating lines

Credit Analyst __________________________________________________________________________2017-2019

Euler Hermes Acmar Services, Casablanca, Morocco

–   Collected and analyzed economic, financial and legal data of a portfolio of companies

–   Studied solvency, morality and quality of our client’s prospect with regards to payment history and credit utilization

–   Analyzed companies’ financial statements to retrieve and calculate key indicators (revenues, profits, debt, liquidity)

–   Identified, measured and analyzed the prospects’ default risk

–   Attributed a credit score with regards of default risk

–   Set up meetings for a thorough outlook of the prospect’s operations and finance practices, along with forecasts and historical major events

–   Followed up with reviews performed annually and semi-annually to update the companies’ score

–   Performed sectorial analysis within Maghreb region quarterly

Business Analyst and Finance Officer______________________________________________________2016-2017

Kindy Info Maroc, Casablanca, Morocco

–   Managed a worldwide portfolio of clients

–   Developed business opportunities

–   Analyzed business strategies according to targeted locations’ needs and expectations

–   Validated contracts and audited performances

–   Maintained a direct relationship with suppliers and clients

–   Validated forecasts while monitoring real time activity

EDUCATION
Bachelor in Business Administration with concentrations in Finance & Logistics                                                          2015

Al Akhawayn University, Ifrane Morocco