Augusto Fornetti Figueiredo

About the Candidate

Augusto Fornetti Figueiredo, MBA

+1 613 890 5287 | affigueiredo87@gmail.com
Financial Professional, with over 10 years’ experience in Business Administration in various industries, including Financial sector. Excellent understanding of sales, finance and management. Proven record for performance with set goals, excellent oral, written and listening skills. Demonstrated judgment and decision-making ability, to consider the relative costs and benefits of potential actions and choose the appropriate path. Identified measures of performance and actions needed to improve or correct performance, with ability to read, understand and calculate banking figures such as: discounts, interest rates, percentages and commission etc. Excellent prioritization skills necessary to use time effectively and set action plans to achieve business targets.

 

Mortgage | Loans | Credit & Income Analysis | Cash-Flow Analysis | Risk Assessment

 

Computer Skills
MS Office:             Word, Excel, PowerPoint, Office 365,

CRM:                      TOTVS, EDATA, CAIXA

 

ACHIEVEMENTS
·         Achieved one of the highest loan-funding rates (totaling $36M in 2019) among a 14-member underwriting team (Support Financial, 2019)

·         Developed company annual budget plan R$ 60M (Do Sitio Poultry Company, 2018)

·         Reduced clients order of payment period by 60% (Do Sitio Poultry Company, 2018)

·         Reduced clients’ average payment period by 70% (Itabom Poultry Company, 2015)

·         Managed R$ 25M monthly cash flow (Itabom Poultry Company, 2015)

·         Developed R$ 300M company annual budget plan (Itabom Poultry Company, 2015)

·         Implemented clients’ payment control achieving 99% of liquidity ratio (Itabom Poultry Company, 2015)

·         Developed R$ 1.8M annually strategic and budget plans (Bauru Basketball Team , 2010)

·         Managed R$ 150.000,00 monthly cash flow (Bauru Basketball Team, 2010)

 

 

WORKING EXPERIENCE
General Manager                                                                                                                                                              Jan 2018 – Jan 2022

Support Financial, Bauru – Brazil

Support Financial is a well-known company in the Greater Bauru Area, an important city of Sao Paulo´s state. It is a company that works closely with one of the biggest banks of Brazil (Caixa Federal), which has 70% of the market share of mortgage loans in the country. Support Financial is one of the most prestigious companies in its area due to your high credibility with clients and real states agents by being liable and fast in the mortgage analysis and customer service expertise, where I was Responsible for intermediating loans for acquisition of real state and supervised a team of 4 people to carry out mortgages.
·         Provided accurate analysis completion of compliant loan packages facilitating mortgage volume growth

·         Developed underwriting guidelines and restrictions for conventional and government-insured loan programs for both conforming and nonconforming mortgages

·         Oversaw credit & income analysis, cash-flow analysis, risk assessment, loan-to-value ratios, debt-to-income ratios, conventional & government mortgages, conforming & nonconforming loans, loan closing, funding & documentation

·         Balanced the need for loan-volume growth with the equally important necessity of optimum underwriting quality to minimize risk while maximizing profitability

·         Maintained meticulous attention to detail in underwriting mortgages. Evaluated the financial strength of borrowers to determine risk and repayment capacity

·         Advanced knowledge of loan products to help restructure turned-down loans for subsequent approvals. Maintained compliance with lending, underwriting and government requirements

·         Provided after-sales customer service and support

·         Established partnerships with Developers to increase the flow of business and housing financing
·         Managed and developed relationships with external referral partners (realtors, financial professionals, lawyers, accountants, etc.)

FINANCIAL MANAGER(Contract)                                                                                                                                 Sep 2018 – Jun 2019

Do Sitio Poultry Company, Arealva – Brazil

·         Produced and reported weekly financial statements to board of directors

·         Managed daily reconciliation of accounts receivable and accounts payable to keep control and system updated

·         Coordinated credit analysis using Serasa Experian Brazilian software and through suppliers’ information

·         Generated financial KPIs and presented to board of directors monthly

·         Sought for opportunities to reduce company costs and presented to directors

·         Analyzed products rentability and reported to commercial manager the best opportunities.

 

CUSTOMER SERVICE                                                                                                                                                        Feb 2017- Sep 2017

Steel Toad, Vancouver, BC

·         Greeted customers and maintained excellent work relationship with staff members

·         Maintained safe, sanitary and orderly work area

·         Performed multi-tasks smoothly and effectively in a fast-paced environment

 

FINANCIAL MANAGER                                                                                                                                                 Jul 2012 – Dec 2016

Itabom Poultry Company, Itapuí – Brazil

·         Produced and reported financial statements to board of directors weekly

·         Structured automatic payment of several accounts minimizing the work and facilitating control of accounts payable

·         Managed daily reconciliation of accounts receivable and accounts payable to keep control and system updated

·         Coordinated credit analysis using Serasa Experian Brazilian software and through suppliers’ information

·         Generated financial KPIs and presented to board of directors every month

·         Led a team of 10 people divided into accounts payable, accounts receivable, and treasury

·         Dealt and negotiated with creditors and suppliers

·         Sought for opportunities to reduce company’s costs and presented to directors

·         Analyzed product’s rentability and reported to commercial manager the best opportunities.

 

GENERAL MANAGER                                                                                                                                                    Jan 2010 – Jan 2012

Bauru Basketball Team Association, Bauru – Brazil

For three years my main goal was to manage the men’s professional basketball team of Bauru. In my period of performance, the team was recognized the best in terms of cost benefit of the National Basketball League.

·         Managed accounts payable and receivable

·         Dealt and negotiated with suppliers

·         Coordinated team logistics and transportation (20 people over the year around the country)

·         Analyzed along with coaching staff players recruitment and contract renewal

·         Organized social team’s events and game days

 

 

EDUCATION
·         MBA Financial Management, Controlling and Auditing

Fundação Getulio Vargas (FGV), Brazil                                                                                                           Jan 2014 –Sep 2014

 

·         Post degree Diploma in Business Administration

Fundação Getulio Vargas (FGV), Brazil                                                                                                            Jan 2011 – Jul 2013

 

·        Degree in Physical Education

University of São Paulo (UNESP), Brazil                                                                                                         Jan 2006 – Dec 2009

LANGUAGES
·         Portuguese – Native

·         English – Fluent

·         Spanish – Basic